Yuba Sathi Payment Failed SMS Receive – Know the Exact Reason and Solution

Yuba Sathi Prakalpa is a very popular scheme started by the West Bengal State Government for the young peoples of the state. Under this scheme, every eligible youth is getting financial help of Rs. 1500 directly into their bank account. The money is being send through WBIFMS (West Bengal Integrated Financial Management System), and the SMS comes from sender ID AD-WBIFMS-S.

Yuba Sathi Payment Failed

Now many youth in West Bengal they are getting a message saying that their Yuba Sathi Payment of Rs. 1500 is released and will be credited to their bank account on a particular date. But when they check their bank account, no money is there! And after some hours, another SMS is coming saying “Sorry! Payment of Rs. 1500 paid to your Bank A/C has failed. Please contact the concerned Office/bank branch with updated Bank details.WBIFMS”

This Yuba Sathi Payment Failed SMS Received situation is creating lots of confusions among the youth of West Bengal. In this blog post, we will explain why this Yuba Sathi Payment Failed happens, what are the main reasons, and what you should do next when you got this message.

Why You Receive Yuba Sathi Payment Failed Message?

Many peoples thinks that once they get the SMS from WBIFMS about their Yuba Sathi payment is released from Calcutta PAO-II Treasury, the money is definitely coming to their account. But this is wrong thinking! Getting a SMS does not means that money is successfully credited.

The SMS is basically a notification that the payment process has started from treasury side. But after that, many things can go wrong in between the treasury and your bank account. When something goes wrong, you receives the second SMS of Yuba Sathi Payment Failed.

The main reason is that WBIFMS sends the payment based on the bank account details they have in their system. If those details are having any mistake or your account has any issue, then the payment bounces back and you gets the Yuba Sathi Payment Failed SMS.

Main Reasons for Yuba Sathi Payment Failed

Here are the main reasons why Yuba Sathi Payment Failed happens:

• Wrong Bank Account Number: Middle digits of bank account number is mistyped during manual data entry at Block or Treasury level.
• KYC Not Updated: Beneficiary has not updated their KYC (Know Your Customer) in their bank account, so payment cannot be credited.
• Bank Account Inactive or Dormant: If you have not done any transaction in your account for long time, account becomes inactive and payment fails.
• Transaction Limit on Account: Some accounts have restrictions or daily transaction limits set, which prevents government payment from getting credited.
• Account Number and Name Mismatch: When account number is typed wrong at treasury, the account holder name does not match, so the transaction reverses automatically.
• Account Closed or Blocked: If your bank account is closed or blocked due to any reason, WBIFMS payment will fail.
• SMS Shows Only Last 4 Digits: The payment SMS shows only last 4 digits of account, so even if middle digits are wrong, you cannot easily identify the mistake.
• Wrong IFSC Code Entered: Sometimes wrong IFSC code is entered during application or data entry, which causes payment to fail.

Solutions to Resolve the Issue of Yuba Sathi Payment Failed

Here are all the solutions you can use to fix your Yuba Sathi Payment Failed problem:

Check Your Bank Account First

• Transfer Rs. 5 or Rs. 10 via PhonePe or Google Pay to confirm your bank account is active and working fine.
• Check your bank account balance and mini statement to see if any transactions were attempted.

Documents to Carry When Visiting Office

When you go to Block / BDO Office, carry these documents:

• Aadhaar Card (original + photocopy)
• Bank Passbook (first page with A/C details)
• Bank Cancelled Cheque
• Yuba Sathi Application Acknowledgement
• Mobile number (registered with application)
• Passbook showing KYC updated status

Visit Block / BDO Office

• Go to your local Block Development Officer (BDO) Office immediately and report your Yuba Sathi Payment Failed issue.
• Ask the office to verify the bank account number they have entered in WBIFMS system for your application.
• Request them to correct any data entry mistake in your bank account details and resubmit the payment.

Update KYC at Bank Branch

• Visit your bank branch and update your KYC if it is not done properly.
• Make sure your bank account is linked with your Aadhaar number for smooth government payment.
• Also check that your account has no transaction limits or restrictions.

What to Do Next When You Get an SMS That Your Yuba Sathi Payment Failed?

OK so you have received the Yuba Sathi Payment Failed SMS. Don’t worry, your money is not gone permanently. It has bounced back to the treasury. Here is what you should do step by step:

• Step 1: First do not panic. Read the SMS carefully. It will say to contact the Office/bank branch with updated bank details.
• Step 2: Test your bank account by sending small amount like Rs. 5 via UPI to check if your account is working.
• Step 3: Collect all your documents like Aadhaar, bank passbook and application acknowledgement.
• Step 4: Visit your nearest Block or BDO Office and meet the concerned officer who handles Yuba Sathi scheme.
• Step 5: Request them to check your bank account number in WBIFMS system and correct any mistake.
• Step 6: If bank KYC issue is there, then visit your bank branch also and get KYC updated.
• Step 7: After correction, the payment will be re-processed and you will receive your Rs. 1500 in your bank account.

Remember that once your bank details are corrected at the office level and updated in WBIFMS, the payment will be processed again. The money does not get cancelled or lost. So you will definitely get your Yuba Sathi money, just some more time and effort is needed from your side.

Related: WBIFMS Payment Status Check

Why Getting SMS Does Not Guarantee That Money Will Come?

This is very important to understand. WBIFMS sends SMS notification when the treasury approves and releases the payment. But after that, the money has to travel from treasury to your bank, and at this stage problems can happen.

Also when you first submit Yuba Sathi application, you receive a acknowledgement SMS on your mobile number. This first SMS is just a confirmation that your form is received. Even if you submit wrong details, this SMS will still come. So people should not confuse this acknowledgement SMS with payment SMS.

The second SMS which comes from treasury showing last 4 digits of your bank account, that is actual payment notification. But even this can fail if bank account details are wrong in WBIFMS database.

Yuba Sathi Helpline Number | Email ID

Frequently Asked Questions