There is a perfect scheme running in the state of Maharashtra, under which all women can take advantage of interest-free loans. The scheme is called ‘Aai Yojana’. Every woman of Maharashtra should know about the advantages and benefits of the Aai Scheme. There are so many welfare schemes already running in the state, like this scheme, but women are not aware of the scheme. But the concerned Department appealed to the women to get the benefits of this scheme. So now in this article, I am going to give you complete details about the scheme. Kindly check the blog.
AAI Yojana 2026
This scheme is launched by the Tourism Department of the state. Under this Aai Yojana, the government provide the interest free loans to the beneficiaries. Women of the Maharashtra State are selected as beneficiaries of the scheme. By launching this kind of scheme, the Tourism Development Department of the Maharashtra state wants to develop the leadership qualities and entrepreneurship among all the women of the state in the tourism sector. So below all that, women who are interested in applying for this scheme, will need to apply online after checking the eligibility Criteria, registration Process etc.
| Scheme | Aai Yojana |
| State belongs | Maharashtra |
| How to apply | Online/offline |
| Beneficiaries | Women of the state |
| Benefits given | Interest-free Loan |
| Department | Tourism Department |
Motive of AAI Yojana Maharashtra
The main motive of this scheme department is to promote women’s entrepreneurship and leadership quality among the women of the state. And women will also get a help interest-free loan upto Rs.15 Lakhs and start their own business and generate the income for their family.
Financial Assistance Scheme
If any of the women who are interest for this scheme and want to start their own business in the tourism sector will get a loan upto Rs.15 Lakhs, which is interest free loan. The loan can be given through an authorised bank and has interest reimbursement with a limit of 12% for 7 years. And the interest will be paid by the Directorate of Tourism.
Highlights of AAI Yojana
- Department: This scheme runs under the Tourism Development Department of the Maharashtra State.
- Targeted Beneficiaries: Only the women of the Maharashtra state will be targeted beneficiaries.
- Type of Business: Business must be in the Tourism sector. The same Business run and owned by the women and registered with the Directorate of Tourism. In this business, the other employee is also be women.
- Scheme Benefits: Under this scheme, the department provide the interest free loan to the beneficiaries, which is upto Rs.15 Lakhs. After getting the loan, women can start any type of business that is related to the Tourism Sector.
- Loan Instalment: The interest instalment, which is upto 12% of the loan, will be given through banks and will be paid by the Tourism Directorate.
How to Apply For Aai Scheme 2026?
All the eligible women of the state who want to avail the benefits of the scheme will need to apply through the official website of the Directorate of Tourism. The official website is www.maharashtratourism.gov.in. Â
Eligibility Criteria For Women
- This scheme is only applicable to women who are permanent residents of Maharashtra.
- The bank account of the woman should be linked with her Aadhar Card.
- The business should be in Maharashtra state in the Tourism Sector and owned and operated by women themselves.
- Other employees of the business should be women.
- The repayment instalment of the loan must be regular.
Documents List
- Copy of Aadhar Card
- Passport
- Driving License
- Voter ID Card
- Maharashtra Bonafide or permanent citizenship certificate
- Business Registration certificate
- Registration certificate of Shops and Establishments of Maharashtra
- Affidavit of candidates, in which is sworn that the business is owned and run by women and must be notarised on Rs.100 Stamp paper.
- Copy of Pan Card
- For Food Business Licence issued by the Food and Drug Officer
- Concept of the project
- Application Fee of Rs.50/-.
- GST Number.
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Type of Business under AAI Scheme, Maharashtra
| A) | Bread and Breakfast, Resort, Adventure Tourism, Tourist Facilitation Centre, Home Stay, Agri Tourism, House Boat, Tent, Tree House, Hotels, Vocational Houses for Rent, Wooden Cottage, Villas for Tourists. |
| B) Food Industry | Cafeteria, Restaurant, Common Kitchen Café, Bakery and Fast Food. |
| C) Tour and Travel | Cruise, Tour Guides, Art and Craft Village, House Boat, Tour Operators, Travel Agent. |
| D) Projects | Tribal Nature Tourism, Medical Tourism, Ayurveda, Yoga Centre |
| E) Other Business for Tourist Benefits | Various Food Vendors, Event Management and Souvenir Shop. |
Maharashtra Aai Karj Yojana 2026 Online Registration Form
After fulfilling all the eligibility conditions, you can apply for this scheme after following these easy steps:-
- Open the Official portal of the Maharashtra Tourism, i.e. maharashtratourism.gov.in.
- Now, on this portal, you will get the link of aai-portal.maharashtratourism.gov.in.
- After visiting the same page, you will get the link to Aai Login and Aai Register. Click on Aai register.
- Here, the Aai Yojana Registration Form opens in front of you. Now start filling the registration form like:-
- First Name
- Last Name
- Date of birth
- Gender
- Aadhar card
- Mobile Number
- Email id
- Generate password
- Check the complete details and click on register. In this way, you complete the registration process.
Aai Yojana Portal
- After completing registration, visit the same AAI portal.
- Then Aadhar Card Number and Password.
- And click on Login.
- Now complete the other formalities.